Our car lease calculator enables you to estimate your lease payments on a monthly, fortnightly, or weekly basis, depending on the vehicle's price, lease duration, and interest rate. You can modify the calculation by adjusting the lease term (ranging from 1 to 7 years), interest rate, residual value (balloon payment), and total lease amount. This tool helps you explore various leasing options and understand how changes in terms influence your payments, aiding you in making a well-informed choice regarding your vehicle financing.
Car Lease Calculator
How our car lease calculator can help you
Why Choose Stratton Finance?
Award-Winning Brokers
Best Car Loans by ProductReview 2021–2024 and Best Large-Size Brokerage by WeMoney 2023 & 2024!
We Have Unmatched Experience
With over 25 years of experience helping more than 150,000 people access $8 billion in finance, we have the knowledge you need.
Real People Delivering Exceptional Service
With a 4.8 out of 5 customer rating, we are focused on providing outstanding service to keep you informed at every step, ensuring the best outcome for you.
Our Process: Simple and Transparent Car Finance
From start to finish, we’re with you every step of the way, helping you get the keys in your hands!
How it all works
Understanding Your Needs
We don’t treat you like just another number. Our brokers take the time to understand your specific needs to find the best car finance options from our panel of over 40 lenders.
Apply for the Right Deal
Once you are happy with an option that fits for you, your broker will take you through the application. Approvals can occur within 24 to 48 hours.
Get the Keys or Funds in Your Hands
If approved, we guide you through the settlement process to finalise the paperwork and payment. Once everything is settled, you’re ready to pick up your new car and hit the road with confidence.
Providing Ongoing Support
Stratton Finance supports you throughout the life of your loan, ensuring you always have the assistance you need.
Don’t take our word for it!
Our reputation precedes us. See why our customers rate us so highly!
Car Lease Frequently Asked Questions
Designed for business customer, a car lease works similar to a long-term rental agreement. The finance company purchases the car, leasing it back to you for a monthly fee. At the end of the lease, you can purchase the vehicle back – by paying a final lump sum (residual value), enter into a new lease or trade the vehicle back.
A car lease is ideal for those needing a vehicle for over 50% business use, serving as an alternative to a Chattel Mortgage or commercial hire purchase. It also could benefit employees interested in salary sacrifice schemes through novated leases, allowing tax advantages while driving a new vehicle.
If you choose to purchase the vehicle at the end of a car lease, you'll pay the remaining balance (Residual Value) plus GST. Businesses registered for GST can look to claim an Input Tax Credit on the GST paid during the purchase. This arrangement allows you to transition from leasing to ownership effectively.