At Stratton Finance, we help customers find new caravan finance solutions tailored to their needs. A new caravan is defined by its build completion date and is typically purchased without prior ownership or mileage. Because of the asset's new condition, you can often benefit from lower interest rates and repayments.
Whether you're looking to finance a new caravan, motorhome, or camper trailer, our team of experienced Australian-based brokers, along with access to over 40 lenders, will ensure you receive competitive finance rates and repayment plans suited to your needs.
Our expert brokers understand that every customer has unique requirements. That’s why we offer a wide range of new caravan loans and general leisure vehicle finance options tailored to meet your needs and budget.
Try our simple caravan loan calculator to estimate your finance repayments or use our quoting tool to explore a range of rates and repayment options from our panel of lenders.
When you choose Stratton, you partner with finance experts located in major cities, including Melbourne, Sydney, and Brisbane, as well as across our regional network in Australia, who prioritise understanding your situation. Our brokers are dedicated to supporting and guiding you through every step of your new caravan finance and buying journey, from enquiry to getting the keys in your hands.
From the moment we start working together, you’ll be matched with a single point of contact—your dedicated broker—who will take the time to understand your requirements, preferences, and personal and financial details to create a preliminary assessment for your new caravan finance. They will then present options tailored to your budget and financial goals.
In addition to helping you secure a new caravan finance package tailored to your needs, we can also provide comprehensive caravan insurance solutions for your purchase.
Begin your new caravan finance journey with Stratton today and enjoy a smooth, rewarding process that puts the keys in your hands.
Eligibility varies based on your specific circumstances and lender requirements. The advantage of working with Stratton for your new caravan, motorhome or camper trailer loan is that you’ll gain access to a wide range of lenders, each with unique criteria and flexible terms. Your broker will work closely with you to understand your situation and help secure the best rate and repayment options. Examples of assessed criteria include:
● Your property status – Do you own or rent?
● Your employment status – Whether you are an employee or run your own business
● How long you have been in your job or held your ABN
● Your credit history – We perform these checks on your behalf
● Your residency status
● Your previous financial history
● Your assets, liabilities, expenses and savings
Benefits of Caravan Finance with Stratton
Anytime, Anywhere, Anyhow
Whether you prefer to speak with one of our dedicated local team members or apply online, Stratton Finance gives you the flexibility to choose how you navigate your used caravan finance application process.
Financial Flexibility
Our lenders offer a wide range of flexible options, including no early termination fees, variable loan terms, and the ability to add a residual/ balloon payment.
Lifetime Support
We’re here for you throughout the life of your loan. Whether you need help figuring out how much you owe, changing your details, or assessing your changeover options, Stratton Finance is by your side.
Best Car Loans by ProductReview 2021–2024 and Best Large-Size Brokerage by WeMoney 2023 & 2024!
With over 25 years of experience helping more than 150,000 people access $8 billion in finance, we have the knowledge you need.
With a 4.8 out of 5 customer rating, we are focused on providing outstanding service to keep you informed at every step, ensuring the best outcome for you.
We can assist with finance for a variety of outdoor leisure assets
Our reputation precedes us. See why our customers rate us so highly!
Our success is driven by a strong commitment to exceptional service and customer satisfaction.
We have done the hard work building relationships with lenders so you get the best rates! Some of the lenders on our curated panel include:
From start to finish, we’re with you every step of the way, helping you get the keys in your hands!
We don’t treat you like just another number. Our brokers take the time to understand your specific needs to find the best caravan finance options from our panel of over 40 lenders.
Once you are happy with an option that fits for you, your broker will take you through the application. Approvals can occur within 24 to 48 hours.
If approved, we guide you through the settlement process to finalise the paperwork and payment. Once everything is settled, you’re ready to pick up your new caravan and adventure away with confidence.
Stratton Finance supports you throughout the life of your loan, ensuring you always have the assistance you need.
A pre-approval is an initial evaluation performed by a lender to assess your eligibility for a loan and determine the amount you may qualify to borrow. This process usually requires you to submit an application, provide documentation such as income verification and credit history, and undergo a credit check.
Obtaining a pre-approval gives you a clearer picture of your budget while searching for a caravan, as it indicates the maximum amount the lender is willing to extend under specific conditions. However, it’s important to remember that a pre-approval does not constitute a final commitment for a caravan loan; rather indicates that a lender is willing to lend you a certain amount based on your financial situation, but it is not a guarantee of the final loan approval. The final commitment will depend on further verification and approval processes.
The amount of caravan finance you may qualify for is influenced by several factors, including your:
- Income
- Credit history
- Existing debts
- The vehicle's appraised value.
Lenders evaluate your repayment capacity by analysing your financial profile and applying lending limits based on a percentage of the caravan's worth.
For a clearer understanding of your borrowing potential, please use our . To explore a variety of rates and repayment options, we invite you to visit our online quote tool. Alternatively, you may wish to consult with one of our Australian-based brokers today by requesting a callback or by calling 1300 787 288.
With a multitude of lenders to choose from, it can be tricky to navigate and find the best option that works for you. That’s why we aim to match you with an expert finance broker who will take the time to understand what you’d like to buy, as well as your personal details, work history, income, and expenses, to create a tailored preliminary assessment for your caravan finance. They will then present options tailored to your budget and financial goals
Residual values and balloon payments refer to lump sums due at the end of a caravan finance agreement. A residual value, commonly used in leases, indicates the estimated market value of the caravan at the lease's conclusion. In contrast, a balloon payment applies to caravan loans, enabling borrowers to lower their monthly repayments by deferring part of the loan balance to the end of the term. While both options reduce regular payment amounts, they require a larger sum at maturity, which can be paid off, refinanced, or managed through a trade-in of the vehicle.
