Yes, we offer coverage for vehicles you already own. Speak with your Stratton broker to explore the best options for your car and personal requirements.
Comprehensive Car Insurance
At Stratton Finance, we do more than just car finance. We provide tailored comprehensive car insurance solutions designed to protect your vehicle against life’s unexpected events. Whether you're safeguarding a new car, a used vehicle, or a fleet, our insurance options give you the confidence to drive knowing you’re fully covered.
What Is Comprehensive Car Insurance?
Comprehensive car insurance offers the highest level of protection for your vehicle. It covers:
- Collisions: Damage caused to your vehicle in an accident, whether you’re at fault or not.
- Theft and Vandalism: Protection against loss or damage caused by theft or malicious acts.
- Natural Events: Coverage for fire, storms, floods, or earthquakes.
- Accidental Damage: Peace of mind for those unforeseen moments.
With options to insure your vehicle for either market value (what your car is worth at the time of a claim) or agreed value (a pre-determined amount agreed upon with the insurer), we can tailor a policy to suit your specific needs.
Why Should You Get Comprehensive Car Insurance?
If you’re financing a vehicle, comprehensive insurance is often a compulsory requirement, and for good reason. It ensures you won’t be left out of pocket in the event of an accident, theft, or other damage. Whether it’s a minor repair or a total loss, this type of insurance provides financial protection and the peace of mind you deserve.
Tailored Solutions: Policies designed to meet your needs, whether you’re an individual or a business.
Expert Guidance: Australian-based brokers who take the time to understand your circumstances, ensuring you get the right coverage.
Comprehensive Coverage: Options that protect against a wide range of risks, including optional add-ons to enhance your coverage.
Drive with Confidence
Whether you’re buying a new car or insuring a vehicle you already own, Stratton Finance has you covered. Our options are designed around your lifestyle and budget, giving you choice to ensuring you’re always protected.
Don’t leave your vehicle—or your finances—unprotected. Contact us today to discuss your comprehensive car insurance options with a Stratton Finance expert.
Why choose Stratton Finance?
Award-Winning Brokers
Best Car Loans by ProductReview 2021–2024 and Best Large-Size Brokerage by WeMoney 2023 & 2024!
We Have Unmatched Experience
With over 25 years of experience helping more than 150,000 people access $8 billion in finance, we have the knowledge you need.
Real People Delivering Exceptional Service
With a 4.8 out of 5 customer rating, we are focused on providing outstanding service to keep you informed at every step, ensuring the best outcome for you.
Award-Winning Leaders in Asset Finance
Our success is driven by a strong commitment to exceptional service and customer satisfaction.
Frequently Asked Questions
Our insurance is designed for individuals and businesses seeking full vehicle protection. Whether you’re purchasing a new car or insuring an existing one, we can create a solution tailored to your needs.
Comprehensive car insurance provides financial protection against accidents, theft, or damage, reducing out-of-pocket expenses and ensuring peace of mind in unexpected situations.
Yes, if you have finance on your car, insurance is typically a requirement set by the lender. Comprehensive insurance is often mandatory to protect the vehicle, which serves as collateral for the loan. This ensures that both you and the lender are safeguarded against financial loss in case of theft, damage, or a total loss event.
While third-party insurance covers damage you cause to other vehicles or property, it does not protect your own car. Most lenders require comprehensive insurance for financed vehicles to ensure full coverage, including protection for your car. Speak with your Stratton broker to confirm your lender’s requirements and explore insurance options tailored to your needs.
Important Documents
A Product Disclosure Statement (PDS) and Financial Service Guide (FSG) are disclosure documents that provide you with important information about the insurance product.
- A PDS describes the insurance product, including the features, benefits, costs and risks associated with the insurance product.
- The FSG contains information about the entity providing the insurance product, how the entity is remunerated and details of the entities internal ad external complaints handling procedures.
A Target Market Determination (TMD) describes who the insurance product may be appropriate for (target market) and any conditions around how the insurance product can be distributed to customers.
These documents are available on our insurance partner websites: