Approval for a personal loan generally takes 24 to 48 hours, although this may vary depending on the lender and your application. Working with a Stratton Finance broker can help streamline the process and ensure a faster turnaround.
About Personal Loans
Stratton Finance specialises in personal loan solutions that provide the financial flexibility you need to achieve your goals. Whether it’s for home improvements, a dream holiday, or debt consolidation, our brokers are dedicated to helping you find the right loan for your situation.
At Stratton, we understand that financial needs vary, which is why we’re committed to finding the right solution for every individual. Personal loans are unsecured, meaning no collateral is required. They offer flexibility, allowing you to borrow funds for almost any purpose, from planned expenses to unexpected needs. You choose how much to borrow and what you can comfortably repay, and we'll connect you with one of our trusted lenders to secure the right loan for your circumstances.
With a personal loan, you can take control of your finances and cover expenses, even if you don’t have the funds available. These loans typically offer both fixed and variable interest rates, with repayment terms ranging from 2 to 7 years. Use our personal loan calculator to estimate repayments or explore various rates and repayment options via our quoting tool .
At Stratton Finance, we work with a network of 40+ lenders to ensure you receive competitive rates and flexible repayments. You’ll be paired with a dedicated broker who will guide you from inquiry to loan approval, making the process simple and seamless.
Take the first step towards securing your personal loan with Stratton today!
Am I Eligible?
Eligibility for a personal loan depends on several factors, including your individual circumstances and the criteria set by each lender. When you work with Stratton, you’ll have access to a broad panel of lenders, each offering flexible terms tailored to your needs. Your dedicated broker will guide you through the process, helping secure competitive rates and repayment options. Key eligibility requirements include:
● Your property status – Do you own or rent your property?
● Your employment status – Whether you are an employee or run your own business
● How long you have been in your job or held your ABN
● Your credit history: We perform these checks on your behalf
● Your residency status
● Your previous finance history
● Your assets, liabilities, expenses and savings
Benefits of Personal Loans with Stratton
Anytime, Anywhere, Anyhow
Whether you prefer to work with one of our dedicated local brokers or apply online, Stratton Finance offers the flexibility to manage your personal loan application in a way that suits you best.
Financial Flexibility
Our lenders offer a range of flexible options, including competitive interest rates, adjustable loan terms, and the ability to choose longer repayment periods.
Lifetime Support
We are committed to supporting you throughout your loan journey. Whether you need help understanding your loan details, updating your information, or exploring refinancing options, Stratton Finance is here to assist at every step.
Why Choose Stratton For a Personal Loan?
Award-Winning Brokers
Best Car Loans' by ProductReview 2021 - 2024 and Best Large-Size Brokerage by WeMoney 2023 & 2024!
We Have Unmatched Experience
With over 25 years of experience helping more than 150,000 people access $8 billion in finance, we have the knowledge you need.
Real People Delivering Exceptional Service
With a 4.8 out of 5 customer rating, we are focused on providing outstanding service to keep you informed at every step, ensuring the best outcome for you.
Don’t take our word for it!
Our reputation precedes us. See why our customers rate us so highly!
Award-Winning Leaders in Asset Finance
Our success is driven by a strong commitment to exceptional service and customer satisfaction.
Our Lenders
We have done the hard work building relationships with lenders so you get the best rates! Some of the lenders on our curated panel include:
Our Process: Simple and Transparent Finance
From start to finish, we’re with you every step of the way, helping you get the keys, or funds, in your hands!
How it all works
Understanding Your Needs
We don’t treat you like just another number. Our brokers take the time to understand your specific needs to find the best finance options from our panel of over 40 lenders.
Apply for the Right Deal
Once you are happy with an option that fits for you, your broker will take you through the application. Approvals can occur within 24 to 48 hours.
Get the Keys in Your Hands
If approved, we guide you through the settlement process to finalise the paperwork and payment. Once everything is settled, you’re ready to pick up your new vehicle or the funds you need to help you towards your new adventure.
Providing Ongoing Support
Stratton Finance supports you throughout the life of your loan, ensuring you always have the assistance you need.
Frequently Asked Questions About Personal Loans
A personal loan is an unsecured loan that can be used for various purposes, including home improvements, holidays, and debt consolidation. It does not require collateral and is typically repaid over a set period with fixed or variable interest rates.
The amount you can borrow with a personal loan depends on factors such as your income, credit history, existing debts, and overall financial profile. Lenders use these criteria to determine your borrowing capacity and set a suitable loan amount.
To estimate how much you may qualify for, try our . For personalised rates and repayment options, use our online quoting tool or connect with one of our Australian-based brokers—request a callback or call 1300 787 288 today.
A personal loan is a flexible financial tool designed to help you achieve your goals or manage significant expenses. Common uses include
· Debt consolidation
· Managing unexpected expenses
· Funding large purchases
· Financing holidays
· Completing home improvements
· Covering major life events, such as weddings
· Supporting education-related costs