Personal Loan Calculator

How our personal loan calculator can help you

Our personal loan calculator helps you estimate your monthly, fortnightly, or weekly repayments based on the amount borrowed, interest rate, and loan term. You can adjust the calculation by changing the loan duration (from 1 to 7 years), interest rate, balloon payment, and loan amount.

 

This tool allows you to explore different financing options and see how changes in loan terms affect your repayments, helping you make an informed decision about your personal finance options. To get a range of rates and repayments from our panel of lenders, use our online quoting tool to calculate your car finance options.

Why Choose Stratton For a Personal Loan?

Award-Winning Brokers

Best Car Loans by ProductReview 2021–2024 and Best Large-Size Brokerage by WeMoney 2023 & 2024!

We Have Unmatched Experience

With over 25 years of experience helping more than 150,000 people access $8 billion in finance, we have the knowledge you need.

Real People Delivering Exceptional Service

With a 4.8 out of 5 customer rating, we are focused on providing outstanding service to keep you informed at every step, ensuring the best outcome for you.

Our Process: Simple and Transparent Personal Loans

From start to finish, we’re with you every step of the way, helping you get the funds in your hands!

How it all works

Understanding Your Needs

We don’t treat you like just another number. Our brokers take the time to understand your specific needs to find the best personal loan options from our panel of over 40 lenders

Apply for the Right Deal

Once you are happy with an option that fits for you, your broker will take you through the application. Approvals can occur within 24 to 48 hours.

Get the Keys or Funds in Your Hands

If approved, we guide you through the settlement process to finalise the paperwork and payment. Once everything is settled, you’re ready to collect the funds you need.

Providing Ongoing Support

Stratton Finance supports you throughout the life of your loan, ensuring you always have the assistance you need.

Questions? Book a call!

Choose a time convenient to you and we’ll call you! Just fill in your details below and we’ll do the rest!

Date

Time

*We endeavour to call you back within the hour during business hours, otherwise after hours  or weekends will be next business day

Don’t take our word for it!

Our reputation precedes us. See why our customers rate us so highly!

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4.8

4.8

From 2,400+ reviews

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4.8

4.8

From 400+ reviews

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Personal Loan Frequently Asked Questions

Personal loans provide flexibility for your expenses, allowing you to use the funds for various needs, such as:

  • Debt consolidation
  • Major purchases
  •  Unexpected costs
  • Home renovations
  • Educational expenses
  • Travel
  • Vehicle loans
  • Medical bills
  • Weddings and more

A personal loan can help you handle essential expenses when funds are tight. With few spending restrictions, personal loans give you greater freedom compared to secured loans. Once approved, you can use the funds as needed, making them a versatile financial solution.

 

The timeline for receiving your personal loan generally involves approval taking 24 to 48 hours, but this can vary by lender and application specifics. Once approved, you could see funds as soon as 24 hours later, with some cases even under an hour! Working with a Stratton Finance broker can help speed up the process, ensuring a smoother experience for you.

Your credit score plays a crucial role in your eligibility for a personal loan. A higher score can lead to better interest rates and terms, while a lower score may restrict your options. It's a good idea to check your credit report before applying and consult with your broker on strategies to enhance your chances of approval.

The maximum amount you can borrow with a personal loan relies on several factors, such as your credit score and income. To explore your options, you can get a quote through our website or speak with a Stratton Finance broker today.

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