At Stratton Finance, we specialise in connecting you with secured car finance solutions that use your vehicle as collateral. This may provide you with better financing terms, including lower interest rates, higher borrowing limits, and flexible repayment options, potentially reducing your overall repayment amount in the long term. Whether you're purchasing a new or used car, our Australian-based brokers are here to help you find a loan package that suits your financial needs.

Our brokers recognise that every customer has unique requirements, which is why we review our panel of over 40 lenders to provide you with a variety of finance options tailored to your budget and circumstances. With a secured car loan, lenders have the assurance of an asset backing the loan, which means you could benefit from lower interest rates and flexible repayment terms—potentially leading to lower repayment amounts compared to an unsecured loan. 

Try our simple car loan calculator to estimate your finance repayments or use our quoting tool to explore a range of rates and repayment options from our panel of lenders.

When you choose Stratton for secured car finance, you’re partnering with experienced finance brokers who prioritise finding the right solution for you. Our team is dedicated to guiding you through each step of the secured finance process, ensuring a smooth journey from your first inquiry to driving off in your vehicle.

From the start, you’ll be paired with a dedicated broker—your single point of contact—who will work closely with you to understand your vehicle choice, financial situation, and long-term goals. With this detailed understanding, they will provide finance options that suit your specific needs and budget.

Beyond securing your car finance, we also offer comprehensive insurance solutions to protect your investment, giving you peace of mind for the road ahead.

Get started with Stratton's secured car finance today and enjoy a seamless, personalised process that puts you in the driver’s seat with confidence.

Am I Eligible?

Eligibility for secured car finance depends on your circumstances and each lender's requirements. Partnering with Stratton gives you access to a diverse panel of lenders with flexible terms. Your dedicated broker will assist you in securing the best rates and repayment options. Factors assessed during the process include:

●      Your property status – Do you own or rent your property?

●      Your employment status – Whether you are an employee or run your own business

●      How long you have been in your job or held your ABN

●      Your credit history: We perform these checks on your behalf

●      Your residency status

●      Your previous finance history

●      Your assets, liabilities, expenses and savings

Benefits of Secured Car Finance with Stratton

Anytime, Anywhere, Anyhow

Whether you prefer to speak with one of our dedicated local team members or apply online, Stratton Finance gives you the flexibility to choose how you navigate your car finance application process.

Financial Flexibility

Our lenders offer a wide range of flexible options, including no early termination fees, variable loan terms, and the ability to add a residual/ balloon payment.

Lifetime Support

We’re here for you throughout the life of your loan. Whether you need help figuring out how much you owe, changing your details, or assessing your changeover options, Stratton Finance is by your side.