Compare car loans from over 30 lenders
Stratton Finance will do all the hard work for you to help save you time and effort by comparing a range of car loans from over 30 lenders.
We'll look at all the different features such as interest rates, comparison rates, fees and loans terms to make sure you get the best car loan for your situation.
Comparing your dealer finance option against an alternative? No worries, we can help with that. Wanting to know what the best car loan options might be for a student? No problems, we can help with that too.
To get started, use our helpful Loan Calculator or get an Online Quote in minutes with no impact to your credit score.
Common questions about comparing car loans
What is a car loan and how does it work?
A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright.
What are the benefits of a car loan?
Benefits and product features of most car finance solutions include flexible loan repayment periods, the ability to set a balloon or residual which will reduce your monthly repayments and lower interest rates versus a personal loan thanks to the loan being secured against the vehicle itself. As a business, a car finance solutions may help you improve cash flow to your business, as well as the potential to claim tax deductions if the car is being used for business purposes (check with your accountant for eligibility).
What is a comparison rate?
A comparison rate is an interest rate that lenders are required by law to display next to any advertised interest rate. A comparison rate calculates the loan interest rate and fees you may have to pay, including application fees and ongoing loan fees. This allows you to find out the true cost of the loan. We have a comparison rate calculator you can use to compare apples with apples.
Ways you can reduce your repayments
There are many ways you can potentially reduce your car loan repayments including borrowing less money (surprise!), adding in a deposit, opting for a longer loan term or adding in a residual or balloon to your loan.
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