Stratton Finance is your trusted finance broker partner when it comes to commercial chattel mortgage finance solutions tailored to your business needs. Whether you're a growing enterprise looking to secure your fleet of vehicles or an established business planning to invest in new equipment, we assist in sourcing the right finance solution tailored to your needs. 

What is a Commercial Chattel Mortgage?

A Commercial Chattel Mortgage is a finance product in which the customer takes ownership of the vehicle (chattel) at the time of purchase. It allows you complete ownership of the asset while it serves as financial security — potentially accompanied by additional tax benefits.

Stratton Finance offers diverse commercial loan alternatives, including chattel mortgage and hire purchase arrangements catering to Australian businesses. Our skilled team of brokers liaises with over ${total-lenders} lenders on our panel, ensuring you receive competitive repayment plans conforming to your budgetary requirements. 

Once you engage with Stratton Finance, you'll experience dedicated service from your personal broker, who will provide professional advice and guide you toward selecting an option that aligns with your financial objectives. 

Try our easy commercial loan calculator to estimate the finance repayments for your potential investment, or use our quoting tool to explore the various rates and repayment plans offered by our panel of lenders.

When partnering with Stratton Finance, you’re accessing a team with seasoned financial experts across all major cities including Melbourne, Sydney, Brisbane as well as across our regional network around Australia, who prioritise understanding your situation above all else. Our dedicated brokers are committed to supporting and guiding you through every step of your Commercial Chattel Mortgage journey – from initial enquiry right through to getting the keys in your hands.

You’ll be matched with a dedicated broker who will be your single point of contact throughout the process. They’ll take the time to understand your commercial purchase plans, personal details, work history, income, and expenses, helping to create a tailored preliminary assessment for your finance needs. Your broker will then present options tailored to your budget and financial goals.

Not only will Stratton help you secure a Commercial Chattel Mortgage package that fits your needs, but can also offer comprehensive insurance solutions for your purchase. Start your loan process with Stratton today and enjoy a seamless process that lets you embark on your next business adventure.

Am I Eligible?

Eligibility criteria vary depending on your circumstances and lender requirements. Working with Stratton gives you access to a broad range of lenders, each with flexible terms. Your broker will work closely with you to secure the best commercial finance rate and repayment options tailored to your needs. Some criteria that will be evaluated include:

• Your business status
• How long you’ve been operating or holding an ABN
• Your credit history – We handle this
• Your residency status
• Your financial history
• Your assets, liabilities, expenses and savings

Benefits of a Commercial Chattel Mortgage with Stratton

Anytime, Anywhere, Anyhow

Stratton Finance provides you with the convenience to decide how you want to proceed with your commercial finance application process. You can choose to speak with our dedicated local team members or apply online.

Financial Flexibility

Our lenders provide a range of flexible options, such as no fees for early termination, varying loan terms, and the option to include a residual/balloon payment.

Lifetime Support

Stratton Finance is here to assist you throughout the duration of your loan. Whether you need help determining your outstanding balance, updating your details, or evaluating your changeover options, we're always ready to help.