A home loan that could help open more doors
Whether you’re buying your first property, refinancing or even buying an investment – applying for a home loan usually isn’t the most exciting part of buying your property. We’re here to help take a little bit of stress out of the process. Our flexible credit assessment factors in the ups and downs of real life, making sure you’re always ready to get ahead.
If you’re worried about your work history or other mortgages getting in the way, then talk to us. We can work together to try and find a way forward.
What’s a flexible credit assessment?
We’re glad you asked, because it’s one of the things that sets us apart from the big banks. We don’t just look at the headline numbers on your home loan application, we make the effort to get to know you – the person behind the application.
We ask the questions that matter and look to uncover the meaning behind any blips on your credit report, which allows us to make an informed decision and an interest rate based on your ability to repay a loan with us. Interest rates are determined using a range of factors (including your property goals, income, and financial details).