Are you well and truly ready to hit the road with a new caravan in tow and in the market to buy the van to take with you on your adventure? Whether it’s your very first van or you’ve had one or two previously, it’s important to think hard about how you’re going to finance it.
It’s not exactly a minor asset, so the way in which you’ll be securing the funds to buy it is a significant decision - and one not to be taken lightly. So if you’re tossing up between going with a bank and using a caravan finance broker, here are 5 top reasons you should seriously consider opting for the broker.
1. Access to a multitude of lenders
When you approach a bank for financing, they’re unfortunately only able to offer you the products from that bank. However, a good broker will have a vast network of lenders they’re able to tap into, which means a huge amount of finance product options from one singular source and the lowest possible interest rates available. Plus, a variety of terms on offer means no matter what your circumstances, the broker will be able to find a suitable lender for you.
On top of all that, they’ll save you the time and hassle of having to shop around to find the right lender who offers the rate and inclusions you’re after - just give them a list of what you’re looking for in your financing and they will do all the legwork for you.
2. It’s a faster, more straightforward process
When you approach a caravan finance broker you’re going to find that the process from start to finish is so much simpler.
For example, at Stratton Finance it’s as easy as:
- Getting an obligation-free caravan finance quote online (1min)
- Submitting an online application (10mins)
- Having a quick chat with one of the Stratton Finance team (10mins)
- Securing approval (between 1-24 hours)
- Signing the contract (24 hours)
- Buying your new caravan!
So basically, once you’re happy with the estimated monthly repayments the online quote provides you could be approved and heading to the dealership to buy your new caravan within a couple of days - even less if you’re hasty with the contract signing! We’d like to see a bank be able to turn around caravan finance that quickly.
3. Proven experience with caravans
Whether you walk into a bank or you give their customer service number a call, there’s a very high chance the person you connect with isn’t well-versed specifically with caravan financing because it’s essentially random who you speak to. But a broker worth their salt should be highly knowledgeable in the financing of caravans and have a good deal of experience assisting people with it.
4. A personalised service
It’s not really any secret that banks (especially the big 4) aren’t exactly great at seeing their customers as anything other than a number. A broker, on the other hand, is someone you can call directly - say goodbye to being on hold for hours on end! They’re like your personal account manager, providing you updates throughout the financing process and making you feel like less of a number and more of a valued customer.
5. Continued support after financing is secured
In addition to the personalised service during the process of securing your caravan finance, top finance brokers will provide ongoing support for customers long after the contracts have been signed and you’re off enjoying your new caravan. You should be able to rely on your broker for their assistance throughout the life of your financing - and you’ll get exactly that and much more when you choose Stratton Finance.
Talk to a Stratton Finance broker today to find out more
If you’d like to discuss your caravan financing needs with a real expert in the field, you can do so right now by calling us on 1300 787 288 or alternatively sending us an online enquiry to which we’ll respond ASAP.
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