Best Car Loans by ProductReview 2021–2024 and Best Large-Size Brokerage by WeMoney 2023 & 2024!
With over 25 years of experience helping more than 150,000 people access $8 billion in finance, we have the knowledge you need.
With a 4.8 out of 5 customer rating, we are focused on providing outstanding service to keep you informed at every step, ensuring the best outcome for you.
Our reputation precedes us. See why our customers rate us so highly!
Our success is driven by a strong commitment to exceptional service and customer satisfaction
We have done the hard work building relationships with lenders so you get the best rates! Some of the lenders on our curated panel include:
From start to finish, we’re with you every step of the way, helping you get the keys, or funds, in your hands!
We don’t treat you like just another number. Our brokers take the time to understand your specific needs to find the best finance options from our panel of over 40 lenders.
Once you are happy with an option that fits for you, your broker will take you through the application. Approvals can occur within 24 to 48 hours.
If approved, we guide you through the settlement process to finalise the paperwork and payment. Once everything is settled, you’re ready to pick up your new vehicle or the funds you need to help you towards your new adventure.
Stratton Finance supports you throughout the life of your loan, ensuring you always have the assistance you need.
Other options to consider if you’re looking to finance your vehicle include a chattel mortgage and a commercial hire purchase.
To discuss your individual needs in detail and secure a finance option that's right for you, speak to one of the Stratton Finance team on 1300 787 288.
If you decide you want to buy your vehicle at the end of the car lease, this is technically treated as the finance company selling the vehicle to you. You’ll pay an amount equal to the remaining balance on the car – the Residual Value – plus GST.
Businesses registered for GST will be able to claim an Input Tax Credit for any GST paid as part of the purchase.
There is potential to claim tax deductions on your car lease depending on the depreciation limit set, speak to your accountant for more information.
Benefits of a car lease include:
A car lease taken out with Stratton Finance also comes with these additional benefits (subject to lender selection):
Aimed at customers who will mainly be using their vehicle for business purposes, a car lease effectively works like a long-term rental. A finance company will purchase a car on your behalf and then lease the vehicle back to you for an agreed monthly fee.
When the lease comes to an end, you’ll be given the option to purchase the vehicle by paying a final lump sum (the residual value) directly to the finance company, restart another lease to pay off the remaining balance on the vehicle or trade the vehicle in.
Check out our latest articles from the finance world to help you along your journey
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When you're in the market to finance a car, boat, caravan, or commercial asset, you might find that interest rates alone don't tell the whole story. The total cost of a loan can encompass a variety of factors, including fees, charges, and other hidden costs that can significantly impact your financial situation. That's where comparing monthly repayment amounts and assessing your overall financial health come into play. At Stratton Finance, we understand the complexities of loans, and we're here to help you make informed decisions about your financial future.
The excitement of buying a new or used car is a feeling like no other. Whether you're upgrading to a more reliable vehicle, expanding your family, or simply treating yourself to a dream car, the journey begins with finding the perfect set of wheels. However, before you start test-driving and haggling over prices, there's a crucial step that can greatly enhance your car-buying experience: getting pre-approved for a car loan.
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